EMI Calculator

Calculate your Equated Monthly Installment (EMI) for home loans, car loans, personal loans, and other credit facilities.

Loan Details

₹1,00,000 ₹1,00,00,000
%
5% 20%
yrs
1 year 30 years

EMI Summary

Monthly EMI ₹21,457
Principal Amount ₹25,00,000
Total Interest ₹26,49,680
Total Payment ₹51,49,680

Payment Breakdown

Principal
Interest

About EMI Calculator

What is EMI?

EMI stands for Equated Monthly Installment. It is a fixed payment amount made by a borrower to a lender at a specified date each calendar month. EMIs are used to pay off both interest and principal each month.

EMI Formula

EMI = [P × R × (1+R)^N] / [(1+R)^N - 1]

  • • P = Principal loan amount
  • • R = Monthly interest rate
  • • N = Number of monthly installments